Better car insurance. Compare and save.
Our partner specialists will compare car insurance options from leading Australian insurers — comprehensive, third party fire & theft, and third party property.
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What type of cover do you need?
What you need to know.
The four types of car insurance in Australia
CTP (Compulsory Third Party / Green Slip) is required by law as a condition of registration and covers personal injury to others — but not vehicle damage. Third party property covers damage you cause to other people's vehicles or property. Third party fire & theft adds cover for fire damage and theft of your own vehicle. Comprehensive provides the most complete protection, covering all of the above plus damage to your own vehicle.
How your premium is calculated
Car insurance premiums are assessed based on your age, driving history, the vehicle's make, model, age and value, and where it is kept overnight. Young drivers and those with recent claims history typically pay higher premiums. Paying annually rather than monthly usually reduces the cost by around 10–15%.
Agreed value vs market value
With agreed value, you and the insurer agree on a fixed payout amount if your car is written off — providing certainty. With market value, the insurer pays what your car was worth at the time of the claim, which may be less as the vehicle depreciates. Agreed value is generally preferable for newer or higher-value vehicles.